Fix N Flip
Perfect for flippers to purchase and renovate an investment property. Fast closes, draw schedules built around your scope.
- Up to 90% LTC
- Light, medium & heavy rehab
- 12-24 month terms
Services
Mortgage solutions,
built around your deal.
Philip helps homeowners and real estate investors access the right mortgage financing to close their deals — self-employed borrowers, commercial and real estate investors, private capital, construction, DSCR and Non-QM.
Construction
Construction loans for builders from the "ground up" — single-family, multi-family or spec.
- Land + vertical financing
- Interest reserves available
- Experienced builder pricing
Commercial
Financing options for commercial and mixed-use property types — retail, office, industrial and multifamily.
- 5+ unit multifamily
- Mixed-use & retail
- Bridge & permanent debt
Private Capital
"Hard money" loans for investors who have trouble accessing capital in the traditional market.
- Asset-based underwriting
- Fast certainty of close
- Refi, purchase or cash-out
DSCR
Investor mortgages qualified on the cash flow of the rental property — no personal income docs.
- No tax returns
- 30-year fixed available
- Foreign-national options
Non-QM
Flexible underwriting for self-employed and complex borrowers who don't fit the conventional box.
- Bank-statement programs
- Asset depletion
- P&L-only options
Self-Employed
Programs designed around how business owners actually earn — instead of forcing W-2 logic.
- 1- and 2-year bank stmts
- K-1 & 1099 friendly
- Recently self-employed OK
Not sure which loan fits?
Send your scenario and we'll match you to the right product — no commitment.
Contact Philip