Philip Lanino · Mortgage Specialist
Long Island's Trusted Mortgage Specialist
Specializing in Non-QM, self-employed borrowers, investor / DSCR loans, fix & flip, construction and tough-to-place scenarios. Focused on solutions — not dead ends.

Over
in Mortgage
Loans Closed
Tough Deals.
Smart Solutions.
Philip helps homeowners and real estate investors access the right mortgage financing to achieve their goals — specializing in self-employed borrowers, commercial and real estate investors, private capital, and tough-to-place scenarios other lenders walk away from.
Getting the tough deals done.
All services →Fix N Flip
Purchase-and-renovate financing for flippers.
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Ground-up construction loans for builders.
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Commercial and mixed-use property financing.
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Hard money for investors who need speed.
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Investor loans qualified on rental cash flow.
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Flexible underwriting outside the conventional box.
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750+ five-star reviews.
Have a tough scenario? Let's talk.
Tell us about your deal and we'll come back with a clear, honest path forward — usually within one business day.
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