Philip Lanino · Mortgage Specialist
Long Island's Trusted Mortgage Specialist
Specializing in Non-QM, self-employed borrowers, investor / DSCR loans, fix & flip, construction and tough-to-place scenarios. Focused on solutions — not dead ends.
Over
in Mortgage
Loans Closed
Tough Deals.
Smart Solutions.
Philip helps homeowners and real estate investors access the right mortgage financing to achieve their goals — specializing in self-employed borrowers, commercial and real estate investors, private capital, and tough-to-place scenarios other lenders walk away from.
Getting the tough deals done.
View all mortgage services →Fix N Flip
Purchase-and-renovate financing for flippers.
Explore Fix N Flip loan optionsConstruction
Ground-up construction loans for builders.
Explore Construction loan optionsCommercial
Commercial and mixed-use property financing.
Explore Commercial loan optionsPrivate Capital
Hard money for investors who need speed.
Explore Private Capital loan optionsDSCR
Investor loans qualified on rental cash flow.
Explore DSCR loan optionsNon-QM
Flexible underwriting outside the conventional box.
Explore Non-QM loan optionsReviews
750+ five-star reviews.
Have a tough scenario? Let's talk.
Tell us about your deal and we'll come back with a clear, honest path forward — usually within one business day.
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